Autobahn is also able to provide a range of finance solutions through its comprehensive broker network.

Finance options include:

Hire Purchase
Personal Contract Purchase

Contract Hire

For further details ask the Autobahn team.

Car Finance Explained

The following guide will help you decide the right finance for you and your car.

Entering into a car finance contract is an important decision, so you need to know what options are available, and that you fully understand how each option works.

Types of Car Finance

The three most popular finance contracts available are Personal Contract Purchase (PCP), Hire Purchase (HP) and Personal Contract Hire (PCH).

Personal Contract Purchase (PCP)

A Personal Contract Purchase usually lasts 3-4 years, needs a deposit, and tends to have lower monthly payments than other forms of finance. It is the most flexible car finance with options available at the end of your contract to either; purchase the car, hand the car back, or part exchange.

Hire Purchase (HP)

A Hire Purchase contract usually lasts 2-5 years, needs a deposit, and tends to have higher monthly payments. The car will be owned by you at the end of the contract, meaning it is the most straightforward option available.

Personal Contract Hire (PCH)

A Personal Contract Hire is a lease contract and usually lasts 3-4 years, needs an initial rental, and tends to have lower monthly payments. You have to hand the car back to the dealer at the end of your contract. PCH is often described as the most ‘stress-free’ car finance option available.


We hope that this car finance guide was useful. If you still have questions, we’re on hand to help.
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